Free Tools & Guides for Self-Employed Borrowers

Calculators, lender research tools, and plain-English guides to help you qualify for a mortgage on the income you actually earn.

Tools

Self-Employed Mortgage Calculators

Estimate your qualifying income and buying power the way a non-QM underwriter does — bank statement income, asset depletion, 1099 income, and affordability. Free, no sign-up.

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Tool

Lender Finder

Answer a few questions about your credit, loan type, and priorities, and we'll match you with lenders that specialize in self-employed and non-QM borrowers. Runs entirely in your browser.

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Guide

Start Here: Self-Employed Roadmap

New to non-QM financing? This step-by-step guide walks you through the language, the numbers, and how to match your situation to the right loan program.

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